B9 Visa Debit Card and Cashback: How It Works
The B9 Visa debit card is issued by Evolve Bank & Trust, Member FDIC. B9 lists 0.4% to 5% cashback in categories you choose, with a $100 monthly cap.
Cashback disclosure
About the B9 Visa Debit Card
How B9 Cashback Works
Pick your categories
Select up to 4 merchant categories.
Spend in them
At least $200 of monthly spend in selected categories.
Earn cashback
0.4% to 5%, depending on the category.
Stay under the cap
Capped at $100 per month per member.
See How the Cap Works
Move the sliders to see how spend and cashback rate interact with B9's published $100 monthly cap. This is an illustration of the published rules, not a quote.
Monthly spend in chosen categories
$600
Cashback rate for that category
2.7%
B9's published range is 0.4%–5%, depending on category
Cashback this month
$16.20
What Doesn't Earn Cashback and When It Can Be Lost
Not eligible
Cash transactions such as cash withdrawals, cash advances and balance transfers don't earn cashback.
Expiry and closing
B9 says cashback rewards don't expire while your B9 account is in good standing, and undistributed rewards are forfeited if the cardholder closes the account.
Card and Account Costs
B9 says fees may apply for external wallet transfers and ATM withdrawals, without giving ATM amounts. Wallet transfers cost 3.5% (min $4, max $40). The B9 plan fee applies separately.
B9 Visa Card FAQ
B9 lists 0.4% to 5% cashback, depending on the purchase category.
You select up to 4 merchant categories, and B9 requires at least $200 of monthly spending in the selected categories.
Yes. B9 caps cashback at $100 per month per member.
Cash transactions such as cash withdrawals, cash advances and balance transfers don't earn cashback.
B9 says cashback rewards don't expire while your B9 account is in good standing, and undistributed rewards are forfeited if the cardholder closes the account.
B9's card page doesn't mention Apple Pay or Google Pay, so we can't say. Check in the B9 app.
14 facts checked against B9's published documents · Nov 2–3, 2026. How we check product details
B9 banking overview · B9 Account · All B9 fees · B9 app review