B9 Credit Line Loan for California Residents
A short-term unsecured loan from B9, Inc. Apply in the B9 app; the amount and APR are set when you're approved.
View B9 terms · Visit B9
Key Product Details
Evolve Bank & Trust is not a party to the loan. View B9 terms · B9 on loans
B9 Sets the Amount, APR and Fees When You're Approved
Not published by B9
B9 doesn't publish the loan amount, APR, fees or term for this loan, so we don't show estimates. These appear in the Promissory Note and Truth in Lending disclosure B9 shows you before you accept.
Check these in your loan disclosure
- APR: the yearly cost, including interest and certain fees
- Finance charge: the dollar cost of borrowing
- Amount financed: the money you receive
- Total of payments: everything you'll repay
What You Need
- California residency
- A B9 Account (SSN or ITIN accepted)
- Approval after a credit check and underwriting
- A non-military mailing address
B9 Cash Advance
Not on B9's exclusion list
B9 Credit Builder
Not yet confirmed
B9 Credit Line Loan
Offered to residents
Subject to a credit check, underwriting and approval.
Five Steps From Request to Repayment
Request in the B9 app
B9 decides whether to approve it.
Credit check
Underwriting and approval apply.
Review your documents
Promissory Note + Truth in Lending.
Get the money
Bank account, linked account or B9 card.
Repay on schedule
As set in your Promissory Note.
Repayment & Credit Impact
Repayment
- Repayment schedule is set in your Promissory Note
- B9, Inc. is the lender you repay
Credit impact
- A credit check is part of the application
- B9 doesn't say whether payments are reported to credit bureaus
Benefits & Limitations
Benefits
- A loan from a California-licensed lender
- No collateral needed (unsecured)
- Money to your bank or B9 card
Limitations
- California residents only
- Amount, APR and term not published
- Credit check required
- Not for APO/FPO addresses
Looking for a personal loan instead?
The B9 Credit Line Loan is available only to California residents. If you want to request a personal loan from independent lenders, you can use the request form on our homepage. It is separate from B9 and is not a B9 application.
$200–$5,000 requested amount
Start My ApplicationB9 Credit Line Loan FAQ
B9 offers it only to California residents, subject to credit eligibility. It isn’t available to military APO/FPO addresses.
B9 doesn’t publish the loan amount, APR or term. They appear in your Promissory Note and Truth in Lending disclosure before you accept.
Yes. B9’s terms say the loan is “subject to state regulations, eligibility, credit check, underwriting and approval.”
B9, Inc., NMLS 2156167, under California Financing Law license 60DBO-142632. Evolve Bank & Trust is not a party to the loan.
Transfer to your bank account or linked bank account, or use through your B9 card.
20 facts checked against B9's published documents · Nov 2, 2026 · 1 not yet confirmed · 3 not published by B9. How we check product details
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