B9 App Review: Is B9 Worth It?
What B9 costs, what it requires, how it is rated and what reviewers say. Built from B9's own documents and public ratings. We haven't used the app, and we can't tell you whether it is worth it for you.
Trustpilot page
B9 at a Glance
Needs: an SSN or ITIN, a plan and $100+ in payroll deposits.
What B9 Really Costs
| Cost | Amount |
|---|---|
| Basic plan | $9.99 a month |
| Premium plan | $19.99 a month, or $83.88 every 12 months |
| Fee waiver | Waived in a month after $5,000+ in deposits the month before |
| Instant delivery | Express fee $1.99–$49.99; standard delivery is free |
| Wallet transfers | 3.5%, min $4, max $40 |
| Interest on advances | 0% |
How B9 Is Rated
Public ratings, last checked Nov 3, 2026.
Trustpilot star distribution
Most reviews are 5 stars and the next largest group is 1 star. Trustpilot shows that the company replied to 35% of negative reviews and typically takes over a month to respond.
What Reviewers Say
A paraphrase of Trustpilot's own automated summary. We haven't read and graded the individual reviews.
Benefits
- The mobile app is convenient for managing money and checking balances
- Early payroll deposits
- The cash advance feature is seen as helpful between paychecks
Limitations
- Customer support is described as unhelpful, rude or slow
- Transfer fees
- Temporary holds or delayed availability of funds
Trustpilot's own automated summary of reviews, paraphrased. It says it covers 186 reviews while the page shows 1,186 in total. Automated summaries can miss context.
B9 Pros and Cons From the Documents
Benefits
- No interest on cash advances
- No credit check for B9 Advance
- Free standard delivery, up to 5 business days
- No overdraft fees or minimum balance on the B9 Account
- SSN or ITIN accepted
Limitations
- Membership costs from $9.99 a month
- Basic advances top out at $250
- Instant delivery costs up to $49.99
- Not offered in 6 states
- Needs regular payroll deposits
- Customer support draws complaints in reviews
Who B9 May Suit, and Who May Want Something Else
Read from B9's requirements and costs. This isn't advice.
May suit you if
- You get regular payroll or benefit deposits of $100+ in 14 days
- You want a small advance without interest or a credit check
- You live outside NV, SC, WI, MD, KS, IN
May want something else if
- You need more than the advance limit or a loan with a repayment schedule
- Your income arrives outside regular deposits to a B9 Account
- Reliable phone or chat support is a priority
How We Reviewed B9
We read B9's Terms of Service, help center and website, and public ratings pages. We haven't opened a B9 account or tested the app, we haven't been paid by B9, and we may earn money when visitors request a personal loan through the form on our homepage.
Looking for a personal loan instead?
If B9's limits or requirements don't fit what you need, you can request a personal loan from independent lenders through the form on our homepage. It is separate from B9, and we can't say whether you will be offered one.
$200–$5,000 requested amount
Start My ApplicationB9 App Review FAQ
No. This review is based on B9's published terms, help center and website, and on public ratings. We don't test products with real accounts.
Trustpilot's automated summary says reviewers like the mobile app being convenient for managing money and checking balances, early payroll deposits, and the cash advance feature being helpful between paychecks. Complaints include customer support described as unhelpful, rude or slow, transfer fees, and temporary holds or delayed availability of funds.
Google Play 4.5 (22.9K reviews), App Store 4.5 (25K ratings) and Trustpilot 3.9 (1,186 reviews).
Membership is $9.99 (Basic) or $19.99 (Premium) a month, advances have no interest, and instant delivery has an express fee of $1.99 to $49.99.
That depends on your income, state and needs, and we can't tell you. The sections above show what B9 requires and costs so you can decide.
26 facts checked against B9's published documents · Nov 2, 2026. How we check product details